宗教改革運動之始——馬丁路德的95條論綱
藉著耶穌基督十架的救贖，
因著信心，
而內心真實的悔改。
除此之外，別無它法。
第43條 基督徒須知：周濟窮人，借貸予貧者，比購買贖罪劵更好。
第44條 因為愛的行為使愛心成長，人就因此變得更為美善。但是，贖罪劵除了讓人免除刑罰之外，根本不能使人更為美善。
第45條 基督徒須知，見到窮人揚長而去，卻把錢花在贖罪券上，這種人購買的不是教宗的赦免，而是上帝的忿怒。
第46條. 基督徒須知，除非富足有餘，否則，人們應存錢家用，而不應浪費在贖罪券上。
第48條 基督徒須知，教宗在頒發贖罪券時，要求和渴望信眾虔誠祈禱，過於得著他們的金錢。
第49條 基督徒須知，…… 如果他們因贖罪券而失去對上帝敬畏之心，贖罪券便極為有害。
——馬丁路德（《九十五條論綱》，AE 31:83–85）
43. Christians are to be taught that he who gives to the poor or lends to the needy does a better deed than he who buys indulgences.
44. Because love grows by works of love, man thereby becomes better. Man does not, however, become better by means of indulgences but is merely freed from penalties.
45. Christians are to be taught that he who sees a needy man and passes him by, yet gives his money for indulgences, does not buy papal indulgences but God’s wrath.
46. Christians are to be taught that, unless they have more than they need, they must reserve enough for their family needs and by no means squander it on indulgences.
48. Christians are to be taught that the pope, in granting indulgences, needs and thus desires their devout prayer more than their money.
49. Christians are to be taught that papal indulgences are useful only if they do not put their trust in them, but very harmful if they lose their fear of God because of them. (AE 31:29-30）
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